Shared Ownership Mortgage
If you cannot afford to purchase 100% of a property, a Shared Ownership scheme allows you to buy a share of your home and pay rent on the remainder. You can purchase between 25% and 75% of the property purchase price. You have the option to buy additional shares later on down the line. You’ll need to take out a mortgage to pay for your share of the home’s purchase price. This is where we can help! With whole of the market access, Simply Mortgage can research and find you the most competitive interest rate available to you.
How to get a Shared Ownership Mortgage?
From our initial consultation, we take many factors into account to paint a complete picture of your financial circumstances. Simply Mortgage is aware that every case is different, our aim is to make the process as seamless and pain-free as possible for you. We work closely with lenders, estate agents and solicitors on your behalf to achieve this, saving you time and taking some of the weight off of your shoulders. With our wealth of knowledge and whole of the market access, our aim is to provide the best possible solution personal to you.
The Full Package
Our work does not stop here. We offer a complete solution including the right protection and insurance products for you to ensure that your mortgage is fully protected. We liaise directly with the mortgage lender and solicitor throughout the process on your behalf. We quote and instruct the solicitors required for your purchase, so you have one less thing to worry about. We are always on hand to assist with any queries you may have throughout the process, from start to finish.
Not quite convinced?
What is there to lose? To discuss your options with one of our advisers simply submit your contact details and we’ll be in touch as soon as we can. Alternatively, give us a call 0333 050 6772
Because we care Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on your property
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Think poor credit stops you from being able to secure a mortgage? Think again!
“According to research by Which?, there are 1,600 mortgage deals available in 2019 for those with bad credit, be that county court judgements, missed payments or even bankruptcy.
We are always happy to discuss adverse credit mortgages, and give honest and open advice on what options are available in your circumstances. Talk to us today.”Get a quote today
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The average deposit for a first time buyer is a whopping £43,433
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